Taco Casserole

1 pound hamburger
1/4 cup chopped onion
1/4 cup chopped green pepper
1 envelope taco seasoning
1/2 cup water
1 cup crushed tortilla chips
1 can refried beans (16 oz)
1 cup shredded cheddar cheese

Toppings you might like:
lettuce
tomatoes
olives
sour cream
salsa

Cook hamburger, onion, & green pepper over medium heat until meat is no longer pink, drain. Stir in taco seasoning & water. Cook & stir for 3 minutes or until thickened; set aside.

Place chips in a greased 8 inch square baking dish. In a small bowl, stir refried beans; spread over chips. Top with hamburger mixture and cheese.

Bake, uncovered, at 375 degrees for 15-20 minutes or until heated. Top with your favorite taco toppings. Enjoy!!!!